Dieser Kreditkartentyp ist nicht, im Unterschied zu der Standard-Kreditkarte, an ein bestimmtes Bankkonto gebunden. Solche Prepaid Karten werden vor dem Einsatz mit einem Guthab dort vorhanden. Solche Karten werden von den gängigsten Kreditkartenanbietern (dazu gehören auch zum Beispiel VISA und Mastercard) angeboten.
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